Program Content:
As consumers become more and more dependent upon electronic transactions for making deposits to and withdrawals from their accounts, it is imperative that all deposit personnel understand the financial institution's rights and responsibilities with regard to the Electronic Funds Transfer Act (Regulation E). Furthermore, recent amendments to the regulation are going to increase a financial institution's responsibilities with how it handles overdrafts resulting from certain electronic transactions. Make sure to attend this important webinar to learn more about the Electronic Funds Transfer Act and Regulation E.

Topics Will Include:

·         Which customers are covered under the Act?

·         Which accounts are subject to the regulation?

·         What are the disclosures that a financial institution must provide upon account opening?

·         What disclosures are required periodically throughout the account relationship?

·         What actions can a financial institution take when handling reports of unauthorized transactions?

·         What will financial institutions have to do to comply with the new regulations limiting the ability to assess overdraft fees for ATM and one-time debit card transactions?

·         What are the common mistakes made by financial institutions in complying with the regulation?

Presenter:
Terri D. Thomas is Senior VP and Legal Department Director for the Kansas Bankers Association. Prior to this, she was with "Bankers Choice," a financial consulting firm. Before this, Terri was employed in the financial industry for twenty-three years in various capacities. Most notably, she served for fourteen years as in-house legal counsel and trust officer for Bank of America and its Kansas predecessors. Receiving her Bachelor of Arts degree from Kansas State University in 1985, Terri continued her education at Washburn University School of Law and obtained her Juris Doctor in 1988. Presently, she serves as an adjunct instructor at Washburn University School of Law in Topeka, Kansas and the University of Kansas School of Law, Lawrence, Kansas and is a frequent seminar presenter for financial associations.

Who Should Attend:
All deposit and new accounts personnel.

Registration Fee: $255 per web connection, per session. Additional branches will receive a reduced rate of $150!

If you are unable to attend the webinar but would like to have this information for training purposes, you may purchase an audio CD, handout materials and a password to view the information online.

Cancellation Policy:
Refunds will be given only for cancellations received in written form 3 business days prior to the program. If your bank is unable to participate after registering, you can also select to receive an audio CD plus a special password to see the information online of the seminar at no additional charge. For assistance, please call Courtenay Pope at 404.420.2015.