Program Content
This two-day workshop is designed to introduce and utilize a comprehensive and consistent approach to analyzing commercial financial statements.  Emphasis is placed on a practical methodology to assist bankers in evaluating the creditworthiness of a company.  The program will include:

• Cash Flow Analysis
  • Various approaches to measure cash flow and evaluate repayment of debt
• A Systematic Framework for Applying Ratio Analysis
  • Liquidity, leverage, debt service, activity and profitability
• Financial Projections
• Case Studies for Practical Application of Concepts Discussed
• Early Warning Signals
  • Discussion of issues that contribute to problem accounts

Note:  Please bring calculator

Who Should Attend
Designed for entry-level commercial lending officers, credit trainees and analysts.

Instructor
Mike Allen, President & CEO
Georgia Trust Bank, Buford

Registration Information
The registration fee for members is $225.

Due to facility guarantees, written cancellations must be received three days prior to the seminar date to receive a refund. Substitutions are always welcome.  For assistance, please call Courtenay Pope at the GBA office, (404) 420-2015.