Who Should Attend?
The series is taught at the basic level; however, it is appropriate for new and experienced personnel. Consumer and commercial lenders, credit analysts, loan review and department managers will benefit.

CE Applied:  2.5 hours CLBB/CPB  with the Institute of Certified Bankers

Agenda:
2:30 p.m.  Seminar Begins
4:00 p.m.  Questions & Answers
4:30 p.m.  Seminar Adjourns

Highlights:
Tax returns can provide a significant source of information once you understand the format, content and purpose of the many forms and schedules. This fast-paced session will help both consumer and commercial lenders better understand and use tax returns to improve the quality of loan decisions.  This program will improve your ability to more fully understand the financial strength of an individual or company.  The information presented will also help you improve customer service, protect the bank and enhance career development.  Highlights include: 

• The difference between IRS tax return and Generally Accepted Accounting Principles (GAAP)
• The most important questions to ask about tax returns for individuals, corporations and partnerships
• Case study regarding Form 1040 and supporting schedules
• Developing cash flow from a personal tax return
• Evaluating a company's earnings and financial condition using a tax return
• Limitations regarding the use of tax returns
• Easy-to-use forms/worksheets.

All sessions include ample time for questions and answers

Presenter
Bob Ullom, brings 30 year’s commercial lending and bank management experience to his lively sessions. As founding President/CEO of two start-up banks, he led both to sound, profitable status. Bob currently provides training and education in over 35 states.

Registration Fee: $250 per site license

A Webinar Archive is a live webinar that has been recorded and then streamed to your computer to watch at your convenience. The program can be viewed any time 24/7. You can watch a portion of the program, come back and pick up where you left off! You may also review the program at will if you need a refresher. Anyone at your branch may access the program from a computer using the login and password. When you purchase a webinar archive, you have unlimited access to the program for six months from the date of purchase. Transmission, retransmission or republishing of the audio portion of the seminar is prohibited. Your registration entitles you to 1 connection at 1 location with permission to copy materials for participants. Complete one registration per location.

Cancellation Policy:
Refunds will be given only for cancellations received in written form 3 business days prior to the program. If your bank is unable to participate after registering, you can also select to receive an audio CD plus a special password to see the information online of the seminar at no additional charge. For assistance, please call Courtenay Pope at 404.420.2015.