Program Content
This program will cover step-by-step the process of analyzing personal financial statements and tax returns, including how to:

• Identify the borrower’s ability to repay your loan from a cash flow analysis
• Identify new cross-selling
• opportunities
• Spot fraudulent tax returns
• Develop a pattern of logical, analytical thinking
• Examine a personal tax return for hidden information
• Develop an adjusted net worth
• Make valid credit decisions based on careful analysis
• Identify if income is continuing, verifiable, and recurrent

Who Should Attend?
Designed for credit analysts, branch managers, consumer lenders and entry level commercial lenders.

Presenter
Mike Allen, President & CEO
Georgia Trust Bank, Buford

Registration Information
The registration fee is $225 for members.

Due to facility guarantees, written cancellations must be received three days prior to the seminar date to receive a refund. Substitutions are always welcome.  For assistance, please call Courtenay Pope at the GBA office, (404) 420-2015.